Table 3.

Probit results and marginal effects for Models 1 and 2

	Model 1		Model 2
	All (age 40 – 79)		High Risk (age 50 – 69)		Non High Risk (age 40 – 49)		Non High Risk (age 70 – 79)
	Coefficient	Marginal effect	Coefficient	Marginal effect	Coefficient	Marginal effect	Coefficient	Marginal effect
Dummy age 40–49	-1.010 *	-0.373 #	-	-	-	-	-	-
Dummy age 70–79	-0.473 *	-0.161 #	-	-	-	-	-	-
Income ($'00/wk)	0.248 *	0.021 #	0.350 *	0.023 #	0.398 *	0.013 #	1.517	0.118
Income squared	-0.027 *		-0.048 *		-0.040 *		-0.288
Non Australian born	-0.174 *	-0.054 #	-0.286 *	-0.091 #	-0.079	-0.031 #	0.021	-0.008
Aboriginal	-0.196	-0.123 #	-0.234	-0.177	-0.145	-0.085	-0.207	-0.091
Constant	0.265 *	-	0.213	-	-1.171 *	-	-1.713
Log L	-6,980.4		-3,059.1		-2,514.5		-1,389.5
Observations	11,308		5,482		3,785		2,041
Pseudo R2	0.091		0.014		0.005		0.0073

Notes:

* Coefficient significant at the 5% levelM

# Marginal effect sigificant at the 5% level