Table 3.

Probability of Being in a Non-Standard Rating Tier Relative to the Probability if No Family Health Problem

	Odds Ratio
Enrolled within last year
Adult chronic medical condition	1.66*
Adult mental health condition	1.58*
Child health condition	1.03*
Enrolled in plan 3–4 years
Initial poor health
Adult chronic medical condition	2.49*#
Adult mental health condition	1.95*#
Child health condition	1.00
Recent poor health
Adult chronic medical condition	1.63*+
Adult mental health condition	1.44*+
Child health condition	0.98*

^*Significantly different from no health problem at p =.05.

^#Significantly different from enrolled within last year.

⁺Significantly different from initial pool health for cohort at p =0.05.