Table 1.
Insurance Status for Working Adults Aged 19–64, by Income Group
| Working Adults by Income Group | |||||
|---|---|---|---|---|---|
| All Working Adults | <200% FPL | 200–400% FPL | 400–600% FPL | >600% FPL | |
| Insurance status in 2002 (%) | |||||
| Insured | 87.8 | 64.3 | 87.3 | 95.6 | 97.6 |
| ESI Coverage | 82.6 | 50.6 | 83.1*** | 92.4*** | 95.4*** |
| Own ESI | 64.5 | 41.9 | 65.8*** | 70.9*** | 72.7*** |
| Other ESI | 18.2 | 8.7 | 17.4*** | 21.5*** | 22.7*** |
| Public coverage | 2.4 | 10.2 | 1.3*** | 0.3*** | 0.0*** |
| Nongroup coverage | 2.8 | 3.5 | 2.9 | 2.9 | 2.2** |
| Uninsured | 11.8 | 35.1 | 12.3*** | 4.0*** | 2.1*** |
| Employer offered ESI in 2002 (%) | 78.8 | 55.4 | 78.6*** | 85.5*** | 89.5*** |
| Take-up rate for ESI offer (%) | 81.8 | 75.7 | 83.7*** | 82.9*** | 81.2*** |
| Sample size | 28,607 | 7,074 | 9,710 | 6,270 | 5,553 |
| Change in insurance status from 1999 | |||||
| Insured | 0.3 | −0.1 | −2.2++ | 1.3 | 0.5 |
| ESI coverage | −0.9 | −3.0++ | −3.3+++ | 0.0 | −0.1 |
| Own ESI | −1.6++ | −1.6 | −4.2+++ | −1.0 | −1.0 |
| Other ESI | 0.8 | −1.4 | 1.0 | 1.0 | 0.9 |
| Public coverage | 0.5++ | 2.7+++ | 0.3 | 0.1 | −0.2 |
| Nongroup coverage | 0.5++ | 0.0 | 0.6 | 0.9 | 0.6 |
| Uninsured | −0.3 | 0.1 | 2.2++ | −1.3 | −0.5 |
| Change in employer offers of ESI | −0.3 | −0.5 | −2.5+++ | 0.0 | 0.1 |
| Take-up rate for ESI offer | −1.8+++ | −2.2 | −2.6+++ | −1.2 | −1.2 |
| Sample size | 60,021 | 14,973 | 20,624 | 13,194 | 11,230 |
Source: 1999 and 2002 National Survey of America's Families.
Note: Income is defined as family income over the past year. Insurance coverage is defined as of the day of the survey.
* ** ***
Significantly different from workers with income <200% of FPL at the .10 (.05) (.01) level.
+ ++ +++
Significantly different from 0 at the .10 (.05) (.01) level.
ESI, employer-sponsored insurance; FPL, federal poverty level.