Table 1. Summary Statistics (using sample weights).

	Mean	Standard Deviation
Nursing Home Use	0.046	0.210
Spend-down provision	0.66	0.47
Income test	619	1,026
Asset test	3,234	1,323
Spousal Asset test	12,928	26,372
Medicaid payment rate	84.13	25.79
Beds per 100 elderly	5.33	1.55
Certificate-of-need/Moratorium	0.90	0.30
Age	74.49	7.44
Female	0.59	0.49
White	0.88	0.32
Black	0.09	0.28
Other race	0.02	0.13
Married	0.53	0.50
Number of children	2.52	2.17
Income: Less than $15,000	0.40	0.49
Income: $15,000–$29,999	0.22	0.41
Income: $30,000–$49,999	0.09	0.28
Income: $50,000	0.05	0.22
Income: missing	0.25	0.43
Activities of daily living score	0.55	1.44
Hospitalized in last year	0.21	0.41
N	25,697

Notes: Data include the 1984, 1989, 1994 and 1999 National Long-Term Care Survey waves.