TABLE 1.

Explanatory Second-Order MIMIC Model^a

	Indirect Effects of Latent Construct		Direct Effects to Latent Y Indicatorb
	Subjective Patient Financial Strain		Inadequacy of Insurance/ Finances for Future		Difficulty Paying Bills		Worry About Finances
Centered X Variables	b	S.E.	b	S.E.	b	S.E.	b	S.E.
Sex	−.172	.153
Education	.005	.045
Marital	.263	.296	−.133	.287			.115	.313
On-leave/unemployed	.254	.227			−.802****	.296
Employed	.147	.196			−.606**	.266
Age	−.0008	.008	.021**	.009	−.046*****	.011
Lung cancer	−.067	.172
Breast cancer	−.195	.257					−.213	.354
Income-equivalency missing	−.076	.146
OFFS	.224**	.098	.231*	.125	.282***	.114
Disability days	.004*	.002
Age2	−.0004	.0004			−.00087c	.0006
OFFS2	−.014	.048	−.135****		.051
Age*OFFS	.002	.007			.015d	.008	−.014e	.007

NOTE: MIMIC = Multiple Indicators–Multiple Causes; OFFS = Objective Family Financial Stress Index.

^aFit of the data to the MIMIC model is good based on indices: chi-square (15 df) = 9.337 at p = .8593; descriptive fit value = .0023 < 1.5; root mean square residual = .079; goodness-of-fit = .9975.

^bThe respective lambda loadings, representing acceptable fit of the latent y indicators to the unidimensional latent construct, are .9414, .6092, and 1.000.

^cThe total effect (i.e., direct plus indirect effects) is statistically significant at p < .05 when this unique, direct effect is added to the shared, indirect effect of the latent construct.

^dThe total effect is statistically significant at p < .05 when this unique, direct effect (p < .10) is added to the shared, indirect effect of the latent construct.

^eThe total effect is not statistically significant (p < .10) when this unique, direct effect (p < .05) is added to the shared, indirect effect of the latent construct.

^*p < .10.

^**p < .05.

^***p < .02.

^****p < .01.

^*****p < .005.