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. 2008 May 14;23(4):264–276. doi: 10.1093/heapol/czn011

Table 8.

Determinants of out-of-pocket expenditures for modern outpatient curative care

Independent variables Coefficient estimates
Senegal Mali
Individual characteristics
Self-perception of illness (base: not serious)
    Serious 0.75** 0.22
    Very serious 0.80* 0.08
Under 5 years of age (base: 5 years and over) −0.58 −0.88**
Female (base: male) 0.27 −0.69**
Household characteristics
Female headed household (base: male) −0.23 −1.07
Education of head of household (base: none)
    Primary −0.21 −0.05
    Secondary or higher −0.68 −0.58
Occupation of head of household (base: none)
    Agriculture −0.05 −1.04**
    Other (Commerce/Trade/ Artisan/Administration) −0.36 −0.58
Household economic status (base: poorest 20%)
    Middle-poor 20% 0.18 0.61
    Middle 20% 0.92* 0.49
    Middle-rich 20% 0.06 0.71
    Richest 20% 1.30** 1.21*
Community characteristics
Urban 0.53 −0.31
Availability of health facility in the community (base: no) 0.04 −0.72*
MHO enrolment
Enrolled in MHO (base: not enrolled) −0.48 0.09
Constant 6.82*** 8.60***
Number of cases 283 574

*P < 0.10; **P < 0.05; ***P < 0.01.

Dependent variable: log (total out-of-pocket expenditures +1).