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. 2008 Apr;43(2):785–797. doi: 10.1111/j.1475-6773.2007.00797.x

Table 2.

Knowledge of Drug Cost Sharing Structures: Self-Reported Structure Compared to Actual Structure*

Actual Cost Sharing Structure
Self-Reported Cost Sharing Structure None (No Cost) (%) One-Tiered Copay/ No Cap (%) Two-Tiered Copay/ No Cap (%) Two-Tiered Copay/Cap (%) Total (%)
None (no cost) 85.9 4.5 2.3 2.9 8.6
One-tiered copay/no cap 7.1 68.1 36.5 16.2 42.1
Two-tiered copay/no cap 0.3 17.6 47.3 8.3 32.2
One-tiered copay/cap 6.7 3.7 5.5 17.4 6.0
Two-tiered copay/cap 0.0 0.2 4.0 47.4 6.1
No response 0.0 6.0 4.4 8.0 4.9
Total 100.0 100.0 100.0 100.0 100.0
*

Percentages who reported each type of behavioral response or category, weighted for sampling proportions.

One-tier refers to a single copayment amount for prescription drugs; two-tier refers to one copayment amount for generic drugs and another copayment amount for brand-name drugs. Cap refers to an annual drug benefit cap, above which patients pay for the full price of their drugs. There was no actual plan available with one-tiered copayand cap. No response refers to participants who reported that they did not know how much they had to pay and could not guess.