Table 1.

Respondent and household characteristics

Variable name	Description	Mean*	Std.dev
Male	Male = 1, female = 0	0.36
Age	Age in years	44.57	13.58
Farmer	Farmer = 1, all other occupations = 0	0.74
Morethanprimary	More than primary education = 1, otherwise 0	0.70
Membershh	Number of members in the household	4.01	1.56
Children	Number of children, 0 to 5 years age, in the household	0.37	0.64
Elderly	Number of persons, 65 years and older, in the household	0.32	0.58
Chronic	One or more persons in the household has a chronic disease = 1, 0 otherwise	0.20
Hcneed	At least one person in the household needed health care during the last year = 1, 0 otherwise	0.92
Insureexp	The household has insurance (of any kind) = 1, 0 otherwise	0.18
Poor	The household is classified as poor by local leaders = 1, 0 otherwise	0.11
Rich	The household is classified as rich by local leaders = 1, 0 otherwise	0.16
Head	The respondent is the household head = 1, 0 otherwise	0.51

*The mean value for indicator variables shows the proportion for the category which assumes the value 1. For e.g. the variable Farmer, the mean value shows that 74% of the respondents are farmers.