Table 3.

Michigan obstetrician-gynecologists’ medical liability burden

Medical Liability Burden	%
Malpractice insurance premium
Self-purchased coverage with premium rate ≥ $50,000/year	9.4
Self-purchased coverage with premium rate < $50,000/year	29.0
Self-purchased coverage but did not know the premium rate	7.7
No malpractice insurance coverage	2.4
Covered through an employer (reference group)	51.5
Malpractice claim experience
Malpractice claim within the last five years	46.4
Malpractice claim more than five years ago	32.2
No claim (reference group)	21.4

Respondents with missing data on the variable were not included in these descriptive statistics. For any one of the variables, the proportion with missing data did not exceed 4.5%. Percentages may not add up to exactly 100% due to rounding.