Table 2.

Conceptual model of financial capacity for individuals with schizophrenia and SMI

	Item Description
Domain 1 Basic Money Skills
1. Define concept	Define simple concept of money
2. Naming coins/currency	Identify specific coins/currency
3. Coin/currency relationships	Identify relative worth of coins/currency
4. Counting coins/currency	Accurately count coins/currency
Domain 2 Cash Transactions
1. Identify cost	Identify cost of single item from price tag
2. Purchase item	Use coins/currency to make purchase
3. Sales tax	Explain additional charge
Domain 3 Using Money Orders or Checkbook/Register
1. Understand instrument	Define money order or checkbook/register
2. Use instrument in transaction	Simulated transaction; pay by money order or check
Domain 4 Bill Payment
1. Understand bills	Define bill
2. Identify bill amount	Identify money owed on bill
3. Inquiry regarding bill	Explain how to inquire concerning a bill
4. Unpaid bills	Explain consequences of unpaid bills
Domain 5 Budgeting
1. Understand budget	Define budget
2. Develop monthly budget	Budget expenses using monthly entitlement check
3. Judgment in budgeting	Explain budget choices
Domain 6 Representative Payees
1. Understand representative payee	Define representative payee
2. Positive and negative aspects	Explain good and bad aspects of representative payee
3. Judgment in selecting rep payee	Decision-making vignette
Domain 7 Prior History with Money
1. Current financial arrangements/activities	Informational questions
2. Prior money problems	Informational questions
3. Areas of desired financial assistance	Self-identified areas of skill weakness
Overall Financial Capacity
1. Capacity to manage financial affairs	Assessor judgment
2. Strengths and weaknesses	Assessor judgment
3. Supervision needed?	Assessor judgment