Table 4.
Effect of randomized assignment to Treatment to receive a "second look" for a cash loan on having high stress symptoms, high depression symptoms, or both high depression and stress symptoms with treatment*gender interaction at Follow-up.1
| High stress symptoms | High depression symptoms | High depression and stress | ||||
| Treatment |
0.59 (-0.27, 1.46) |
0.65 (-0.26, 1.57) |
-1.18* (-2.34, -0.02) |
-1.32* (-2.56, -0.07) |
-0.23 (-1.03, 0.57) |
-0.36 (-1.18, 0.46) |
| Female gender |
-0.02 (-0.92, 0.89) |
-0.02 (-0.98, 0.94) |
-0.34 (-1.11, 0.43) |
-0.65 (-1.44, 0.13) |
-0.07 (-0.79, 0.65) |
-0.09 (-0.82, 0.63) |
| Treatment × Female |
0.08 (-1.12, 1.28) |
0.23 (-1.09, 1.54) |
1.53* (0.13, 2.93) |
1.87* (0.37, 3.38) |
0.46 (-0.62, 1.54) |
0.63 (-0.48, 1.74) |
| Age, years |
-0.13 (-0.04, 0.02) |
0.01 (-0.02, 0.03) |
0.00 (-0.03, 0.02) |
|||
| Education > 12 years |
0.22 (-0.56, 1.00) |
-0.44 (-1.36, 0.49) |
-1.05* (-1.82, -0.28) |
|||
| Household size |
0.11* (0.01, 0.21) |
0.05 (-0.04, 0.14) |
0.07 (-0.01, 0.15) |
|||
| Income > median |
0.27 (-0.37, 0.91) |
-0.95* (-1.66, -0.25) |
0.11 (-0.49, 0.72) |
|||
| Western Cape2 |
-0.51 (-1.24, 0.22) |
-0.24 (-0.95, 0.47) |
-0.52 (-1.23, 0.18) |
|||
| KwaZulu Natal2 |
-0.69 (-1.43. 0.06) |
-0.08 (-0.85, 0.68) |
0.02 (-0.68, 0.73) |
|||
1 * p < 0.05; n = 236 for unadjusted models and n = 235 in adjusted models. Multinomial probit regressions were performed with baseline comparison group as having no stress symptoms and no depressive symptoms. Results are presented as beta coefficients with 95% confidence intervals. High stress symptoms defined as having a score on the Cohen Perceived Stress Scale ≥ 75th percentile; High depressive symptoms defined as having score on the CES-D (Center for Epidemiologic Studies Depression Scale) ≥ 75th percentile. Adjusted models also include covariate for month of testing and probability of receiving loan.
2 Eastern Cape is comparison group