Table 1.
Baseline Characteristics
| Insured N=4,741 (%) | Uninsured N=738 (%) | |
|---|---|---|
| Health status | ||
| Excellent/very good | 54.4 | 38.4 |
| Good | 29.4 | 30.5 |
| Fair/poor | 16.3 | 31.1 |
| Male | 48.9 | 45.2 |
| Race | ||
| White | 87.3 | 64.4 |
| Black | 7.6 | 14.6 |
| Hispanic | 3.5 | 16.7 |
| Other | 1.7 | 4.3 |
| Education | ||
| High school drop-out | 16.9 | 48.1 |
| High school graduate | 41.2 | 30.7 |
| Some college | 20.8 | 12.7 |
| College graduate | 21.2 | 8.5 |
| Marital status | ||
| Married | 79.6 | 65.6 |
| Single | 2.7 | 3.2 |
| Divorced/separated | 10.7 | 16.8 |
| Widowed | 7.0 | 14.5 |
| Region | ||
| Midwest | 26.5 | 15.8 |
| Northeast | 21.6 | 15.4 |
| South | 32.3 | 47.0 |
| West | 19.6 | 21.8 |
| Total assets | ||
| Negative | 1.8 | 8.0 |
| 0–35,000 | 9.9 | 33.1 |
| 35,001–100,000 | 15.4 | 18.9 |
| 100,001–230,000 | 25.8 | 17.1 |
| 230,001 and above | 47.1 | 22.9 |
| Total income | ||
| 0–20,000 | 11.6 | 48.3 |
| 20,001–40,000 | 21.5 | 25.7 |
| 40,001–75,000 | 34.0 | 15.2 |
| 75,001 and above | 32.9 | 10.8 |
| Social security recipient | 4.5 | 8.4 |
| Retirement status | ||
| Not retired | 64.1 | 60.0 |
| Fully retired | 17.8 | 13.9 |
| Partly retired | 10.0 | 9.6 |
| Not applicable | 8.1 | 16.6 |
Note: p-values for all group tests of differences are significant at .001 level.