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Primary Reasons Reported by Members of the Foreclosure Sample (n = 174) for Being Behind on Mortgage Payments: Philadelphia Region, July–October 2008
| Primary Reason | Foreclosure Sample, No. (%) |
| Loss of job or decrease in income | 92 (52.9) |
| Increase in mortgage payments | 21 (12.1) |
| Medical costs, illness, or hospitalization | 15 (8.6) |
| Death of a household member | 11 (6.3) |
| Divorce or separation | 9 (5.2) |
| High utility payments | 4 (2.3) |
| Other | 22 (12.6) |
