TABLE 6.

REASONS FOR NON-ACCESS TO PHASED RETIREMENT - FREQUENCY DISTRIBUTIONS

	1. Does not apply	2. Applies perhaps	3. Probably applies	4. Definitely applies	5. Most important reason
R1	38.9	15.1	15.3	21.8	8.7
R2	46.6	13.7	17.6	12.6	9.2
R3	38.4	24.1	24.7	7.4	5.1
R4	31.9	17.3	21.5	18.6	10.5
R5	54.2	18.5	17.1	6.7	3.3
R6	35.8	20.4	25.8	12.5	5.2

Notes: Employees ages 25-65, CentER panel, respondents without access to phased retirement at current employer; 423 observations.

Rows: Reasons for not offering gradual retirement:

R1: Part-time work is not attractive for the type of work I do

R2: My employer does not offer any part-time jobs

R3: My pension fund does not allow for a partial pension

R4: My employer prefers that people like me keep working full-time until normal retirement age

R5: My employer prefers that people like me retire completely as early as possible

R6: My employer thinks the cost of part-time workers relative to full-time workers is too high