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Annuity payment rates
| Guarantee Length | 60 Females | 65 Females | 60 Males | 65 Males |
|---|---|---|---|---|
| 0 | 0.1078 | 0.1172 | 0.1201 | 0.1330 |
| 5 | 0.1070 | 0.1155 | 0.1178 | 0.1287 |
| 10 | 0.1049 | 0.1115 | 0.1127 | 0.1198 |
These are the rates from January 1992, which we use in our baseline specification. A rate is per pound annuitized. For example, a 60 year old female who annuitized X pounds and chose a 0 year guarantee will receive a nominal payment of 0.1078X every year until she dies.
