Table 2.
Reported Family Expenditure for the HPN Patient | Monthly Range of Expenses Reported | Monthly Midpoint of Expenses | Annual Estimated Out-of-Pocket Expenses |
---|---|---|---|
Insurance Premiums: | |||
Medical ± Prescription | $100 – $1700 | $350 | $4200 |
Supplemental Prescription | $10 – $87 | $46 | $552 |
| |||
Insurance Deductible for various health services | $0 – $3000 | $250 | $3000 |
| |||
Co-payments/Coinsurance: | |||
Physician Visits1 | $10 – $40 | $25 | $300 |
Prescriptions related to HPN2 | $0 – $100 | $6.4 | $77 |
Emergency Room (ER) Visits | not applicable | not applicable | $250 |
| |||
Other out-of-pocket costs: | |||
OTC Medications | $240 | ||
OTC Supplies | $60 | ||
Equipment | $279 | ||
Furniture to store HPN supplies | $490 | ||
Long distance telephone | $360 | ||
Housekeeping | $1616 | ||
Travel for medical care | $570 | ||
Home care assistance | $900 | ||
Family members’ HPN medical education conference | $1581 | ||
Child care during HPN services3 | $4000 | ||
| |||
Total Annually | $17,9234 |
Provider visits for HPN only, not the underlying or concomitant medical conditions; also excludes laboratory/radiology charges. These co-payments for physician visits were similar for private ($10–50) or public insurance ($25–$40).
Prescription costs other than infusion pharmacy costs. Because these bowel disorder patients cannot absorb oral medications, they have few pharmacy medication bills.
Not all families reported child care costs.
Total does not include cost of a supplemental prescription or health insurance plan premium, or if any hospital admission out-of-pocket costs which can be up to $12,000 for an intravenous line infection hospitalization total charge of $60,000.