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. Author manuscript; available in PMC: 2012 Sep 1.
Published in final edited form as: J Health Econ. 2011 Jun 28;30(5):1011–1019. doi: 10.1016/j.jhealeco.2011.05.018
Silver Plan
Healthy Sick
Benefit Cost Benefit Cost
Poor
vhp(xhp)
xhp
vsp(xsp)
xsp
Rich
vhr(xhp)
xhp
vsr(xsp)
xsp
Gold Plan
Healthy Sick
Benefit Cost Benefit Cost
Poor
vhp(xhr)
xhr
vsp(xsr)
xsr
Rich
vhr(xhr)
xhr
vsr(xsr)
xsr