Table 4.

Multilevel models estimating time-varying financial strain as a predictor of smoking

	Smoking
	Model 1		Model 2		Model 3
Variable	Coeff. (OR)	p	Coeff. (OR)	P	Coeff. (OR)	P
Financial strain	0.113 (1.120)	.002	0.066(1.069)	.022	0.038(1.038)	.147
Financial Strain × Gender			0.056(1.058)	.179	−0.003 (0.997)	.886
Financial Strain × Education			−0.058 (0.944)	.121	−0.116(0.891)	.000
Financial Strain × Age			−0.059 (0.942)	.168	−0.106(0.899)	.015
Financial Strain × Gender × Age					−0.106(0.900)	.039
Financial Strain × Education × Age					−0.087 (0.916)	.002
Financial Strain × Gender × Education					0.011 (1.011)	.778

Notes: All models control for gender, education, and age at baseline, average financial strain across all observations, time, and attrition. Coeff. = coefficient; OR = odds ratio.