Table 3.
Continuously Covered by ESI or Uninsured | Coverage At Any Point During the Year | ||
---|---|---|---|
Offered | Held | ||
All | −1.387*** (0.245) | −1.516*** (0.272) | −1.360*** (0.244) |
Women | −1.105*** (0.360) | −1.299*** (0.398) | −1.082*** (0.358) |
Men | −1.663*** (0.322) | −1.715*** (0.353) | −1.632*** (0.321) |
Observations (full sample) | 25,688 | 27,466 | 26,127 |
Significant at 10%;
significant at 5%;
significant at 1%.
Note: Estimates in the table are the coefficient and standard error on the smoking and insurance coverage interaction term from different models, with each model representing a different definition of employer-sponsored insurance (see column headings). Standard errors (in parentheses) are adjusted for repeated observations of individuals. The dependent variable in all models is the worker’s average hourly wage. All models include controls for the main effects of smoking and health insurance status as well as sex (when data are pooled by sex), indicator of children in the household, race, marital status, age, education, urban residence, region, employer size, year, industry, and occupation.