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. Author manuscript; available in PMC: 2012 Sep 1.
Published in final edited form as: J Health Econ. 2011 Jul 14;30(5):1094–1102. doi: 10.1016/j.jhealeco.2011.07.003

Table 3.

Estimates of the smoker’s wage offset for health insurance, 2000–2005 MEPS

Continuously Covered by ESI or Uninsured Coverage At Any Point During the Year
Offered Held
All −1.387*** (0.245) −1.516*** (0.272) −1.360*** (0.244)
Women −1.105*** (0.360) −1.299*** (0.398) −1.082*** (0.358)
Men −1.663*** (0.322) −1.715*** (0.353) −1.632*** (0.321)
Observations (full sample) 25,688 27,466 26,127
*

Significant at 10%;

**

significant at 5%;

***

significant at 1%.

Note: Estimates in the table are the coefficient and standard error on the smoking and insurance coverage interaction term from different models, with each model representing a different definition of employer-sponsored insurance (see column headings). Standard errors (in parentheses) are adjusted for repeated observations of individuals. The dependent variable in all models is the worker’s average hourly wage. All models include controls for the main effects of smoking and health insurance status as well as sex (when data are pooled by sex), indicator of children in the household, race, marital status, age, education, urban residence, region, employer size, year, industry, and occupation.