Table 3.

Percentage of People Facing Financial Problems by Housing Situation

	Full Sample (n=873)		History of Homelessness(n=326)
	No History of Homelessness (n=530)	History of Homelessness (n=343)	Near Homeless^ (n=214)	Homeless Episode^ (n=112)
took a cut in wage or salary	15.7%	22.2% *	21.0%	25.2%
got laid off	12.1%	13.0%	11.8%	13.5%
suffered a financial loss in business, investments or property	7.8%	9.4%	8.5%	10.8%
lost some or all government benefits	8.9%	11.5%	10.0%	14.4%
got evicted from where you live	0.8%	3.5% **	0.9%	8.0% **
moved to a worse residence or neighborhood	2.3%	6.8% **	3.8%	10.8% *
had a car, furniture or other items repossessed	3.4%	3.8%	4.2%	2.7%
dipped heavily into family savings because of financial problems	10.0%	16.1% **	14.2%	17.9%
started receiving government assistance	27.7%	41.7% ***	39.3%	46.4%
took on financial responsibility for family member	20.4%	24.6%	22.5%	29.5%
had any other financial or employment problems	17.4%	27.0% ***	23.0%	34.2% *
changed residence to save money	3.0%	11.7% ***	10.7%	15.2%
reduced or eliminated insurance because of financial need	10.8%	19.9% ***	20.2%	22.5%
changed food shopping or eating habits to save money	17.7%	28.1% ***	23.0%	37.5% **
reduced driving the car to save money	14.6%	23.7% ***	20.7%	29.9% †
postponed medical or dental care to save money	8.9%	13.5% *	10.3%	20.9% **

NOTE: Full Sample N varies slightly (964 – 969) based on item non-response; % are calculated by column n; The near and episode do not add up to 361 because of item non-response on the variables asking where people lived while they were homeless

^{^}Near Homeless is defined as doubling up with friends or relatives; Homeless Episode is defined as living in hotels, motels, camps, cars, or shelters

^†p<.10;

^*p<.05;

^**p<.01;

^***p<.001