Table 5.

Continuous time proportional hazards models of the risk of joint home purchase

	Marriage event			Full model
	B	Robust SE	eB	B	Robust SE	eB
Marital status
12+ months after marriage	0.00	–	1.00	0.00	–	1.00
1–12 months after marriage	0.59	0.164***	1.80	0.52	0.165**	1.68
Unmarried 12–0 months before marriage	0.25	0.153+	1.29	0.24	0.158	1.27
Unmarried and 24–12 months before marriage	−0.04	0.168	0.96	−0.03	0.172	0.97
Unmarried, not close to a marriage	−0.65	0.124***	0.52	−0.66	0.132***	0.52
Type of housing
Own (vs. rent)
Rent first hand				0.00	–	1.00
Rent second hand	–	–	–	0.10	0.211	1.10
Own	–	–	–	−0.46	0.111***	0.63
Owner/contractee
Man				0.00	–	1.00
Woman	–	–	–	0.06	0.103	1.06
Joint	–	–	–	0.12	0.098	1.12
Other housing	–	–	–	0.08	0.162	1.09
Missing housing type, owner/contractee	–	–	–	−0.34	0.225	0.71
Demographic Characteristics
Female	–	–	–	0.09	0.079	1.09
Period
1970s	–	–	–	0.00	–	1.00
1980s	–	–	–	0.29	0.174+	1.34
1990s	–	–	–	0.53	0.195**	1.70
2000s	–	–	–	0.66	0.228**	1.94
Age
< 25 years	–	–	–	0.00	–	1.00
25–29 years	–	–	–	0.27	0.108*	1.30
30–34 years	–	–	–	0.31	0.140*	1.37
35+ years	–	–	–	−0.03	0.201	0.97
Relationship characteristics
First cohabitation	–	–	–	0.17	0.113	1.18
Number of children
0	–	–	–	0.00	–	1.00
1	–	–	–	0.11	0.096	1.11
2	–	–	–	−0.06	0.141	0.95
3+	–	–	–	−0.41	0.277	0.67
Highest grade completed
Less than secondary	–	–	–	−0.17	0.153	0.84
Secondary	–	–	–	0.00	–	1.00
Some tertiary	–	–	–	0.10	0.149	1.10
Tertiary or more	–	–	–	−0.15	0.101	0.86
Missing: valid register, missing	–	–	–	−0.11	0.392	0.89
Missing: no register (pre-1985)	–	–	–	−0.11	0.139	0.90
Lagged logged total income (n − 1)	–	–	–	0.18	0.055***	1.20
Observations (months at risk)	102,222			102,222
Housing spells	2,006			2,006
Clusters (individuals)	1,596			1,596
Failures (events)	768			768

Source: HOLK. Author’s calculations

^***P < 0.001,

^**P < 0.01,

^*P <0.05,

⁺P <0.1