TABLE 1.
Key Characteristics of State Laws Enacted in 2005 or 2006 Extending Eligibility to Dependent Youth to Their Parents’ Health Insurance Plans
| State | Effective Date | Eligibility Criteria | Coverage Subsidies or Premium Regulation |
|---|---|---|---|
| SD | July 2005 | Fulltime students <24 y olda | None |
| CO | January 2006 | Unmarried child <25 y old who lived at the same address as the parent or financially dependent | None |
| NJ | January 2006 | State residents or full-time students <30 y old | Premiums capped at 102% |
| MAb | June 2006 | State residents or full-time students <26 y old | Subsidies for insurance coverage |
a
Law was amended in 2007 to allow those who were full-time students at age 24 to remain on their parents’ plan if they remained full-time student until age 29.
b
Massachusetts enacted legislation in 2006 but was excluded from our main analyses because of an accompanying mandate to obtain insurance coverage.