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. Author manuscript; available in PMC: 2012 Oct 2.
Published in final edited form as: J Consum Aff. 2012 Spring;46(1):90–106. doi: 10.1111/j.1745-6606.2011.01221.x

TABLE 2.

Summary Statistics by Gender

Female
Male
Diff. p-value
N Mean SD N Mean SD
Financial literacy index 844 −0.537 0.965 678 0.158 0.978 −0.695 <.001
Age 0.331
 18–35 844 0.199 0.400 678 0.159 0.366 0.040
 36–50 844 0.355 0.479 678 0.338 0.473 0.017
 51–65 844 0.257 0.437 678 0.275 0.447 −0.018
 66+ 844 0.189 0.391 678 0.228 0.420 −0.039
Race 0.047
 White 844 0.750 0.433 678 0.834 0.372 −0.08
 Black 844 0.137 0.344 678 0.088 0.284 0.048
 Other 844 0.114 0.318 678 0.078 0.268 0.036
Education 0.168
 High school dropout 844 0.050 0.219 678 0.040 0.197 0.010
 High school graduate 844 0.356 0.479 678 0.281 0.450 0.075
 Some college 844 0.250 0.433 678 0.262 0.440 −0.013
 College graduate 844 0.344 0.475 678 0.416 0.493 −0.073
Income 0.049
 <$35K 844 0.273 0.446 678 0.211 0.408 0.063
 $35K–$60K 844 0.278 0.448 678 0.248 0.432 0.029
 $60K–$90K 844 0.272 0.445 678 0.305 0.461 −0.033
 >$90K 844 0.177 0.382 678 0.236 0.425 −0.059
In a couple 844 0.524 0.500 678 0.664 0.473 −0.140 <.001
Marital status 0.003
 Married 832 0.481 0.500 674 0.628 0.484 −0.147
 Cohabiting 832 0.047 0.211 674 0.039 0.195 0.007
 Separated 832 0.013 0.112 674 0.013 0.113 0.000
 Divorced 832 0.156 0.363 674 0.115 0.319 0.041
 Widowed 832 0.076 0.265 674 0.035 0.183 0.041
 Never married 832 0.227 0.419 674 0.170 0.376 0.057
Years in current relationship 519 20.930 14.485 490 23.277 15.637 −2.347 0.014
Years in last relationship 199 17.468 13.747 105 17.787 15.492 −0.319 0.853
Years since last relationship 201 14.707 10.448 105 11.412 10.424 3.295 0.009
No dependents 844 0.465 0.499 678 0.535 0.499 −0.070 0.007
Number of dependents (if >0) 402 2.178 1.333 290 2.142 1.120 0.036 0.705
Working for pay 820 0.642 0.480 651 0.693 0.461 −0.051 0.039
Education relative to partner 0.151
 Partner has more 519 0.169 0.375 490 0.189 0.392 −0.020
 Both same 519 0.590 0.492 490 0.637 0.481 −0.047
 Partner has less 519 0.242 0.429 490 0.174 0.380 0.068

Notes: Data are weighted. Financial literacy index is standardized. Summary statistics limited to those with non-missing financial literacy. p-values are for t tests for independent variables, χ2 tests for categorical variables.