Table 3.

Depression Probits

	Model 1 dy/dx	z	Model 2 dy/dx	z	Model 3 dy/dx	z
Female	0.124	4.01	0.059	2.57	0.073	2.94
Years of Schooling	−0.009	−4.61	−0.011	−6.31	−0.005	−2.05
Female × Years of Schooling	−0.006	−2.80	−0.004	−2.06	−0.003	−1.49
Not Currently Working	0.166	11.08
Female × Not Currently Working	−0.107	−5.25
Never Worked Before			0.063	3.79	0.034	2.62
Unemployed			0.198	5.12	0.138	3.95
Female × Unemployed			0.021	0.66
Retired			0.170	5.46
Retired Due to Poor Health					0.166	5.23
Retired Due to Mandatory Retirement Policy					0.019	0.67
Retired for Voluntary Reasons					−0.014	−0.27
Retired Due to Family Responsibility					0.077	3.28
Retired Due to No Job Available					0.143	2.35
Retired for Other Reasons					0.130	2.28
Low Income					0.051	2.68
Medium Income					0.009	0.56
Low Net-worth					0.028	1.32
Medium Net-worth					−0.005	−0.35
Unmarried					0.065	3.19
Childless					0.084	2.34
No Sibling					0.058	2.52
No Close Friend					0.037	1.37
No Church or Club					0.038	3.97
Frequency of Total Contact					−0.002	−3.86
Transfers Received					0.026	1.91
Care Received					0.064	2.31
Diabetes					0.041	2.24
Hypertension					0.012	0.54
Cancer					0.125	4.20
Lung Disease					0.107	2.41
Heart Problem					0.113	3.23
Stroke					0.084	2.24
ADL					0.154	3.21
Age					−0.002	−1.16