Table 5:

Determinants of unfair and catastrophic payments by households

Indicators	Quality/Social Determinants	Socio-economic Indicators (in the Earlier Studies)	Health Economic/Expenditure Indicators
			Measurement Indicators	Policy Rules
Employment situation of the Head of Family	+
No/low/high Education of the Head	+
Sex of the Head	+
Age of the Head	+
Number of the Members of Family	+
Number of the Members over 60	+
Number of Kids below 12	+
Number of the Employed Persons in Family	+
Having Health Insurance or Not	+
Large/small Housing	+
Out-of-pocket Share in Total Expenditure		+	+	NHA
Horizontal & Vertical Inequality Indicators		+
Health Financing Distribution Indicators of FFCI		+
Out-of-pocket Changing Rules and Indicators			+	Public Policy for Extending Expenditure Control
Households’ Willingness to Pay for Health Services			+	Health Balance Billing Monitoring and Justifying Policies
Sources of Growth in OOP and Prepayment Funds			+	Exploring & improving Long-term Financing Growth Rules
Contingent Valuing of Health Insurance Premium			+	Regular CVM Studies, and Consistent Premium Policies
Differences in Health Payments among Different Deciles in Urban and Rural Areas			+	Regular Studies of Households Health Expenditure and Justifying Action Policies
Links between Health & other Essential Payments among Different Deciles in Urban and Rural Areas			+	Regular Studies of Households’ Health & Consuming Expenditures and Policy Effectiveness
Number of the Insured / Uninsured in the Informal Sector			+	Social Policy Covering the Uninsured
Needs for Special Programs in Government Budget to Support the Uninsured			+	Special Programs of Supporting & Empowering the Uninsured
Needs for Health Insurance Rules of Managed Care			+	Integrating Social Health Insurance Financing and Health Care
Needs for Health Insurance Contracts with Private Providers			+	Extending Social Health Insurance Contracts with Private Providers