Table 1.

Sample Characteristics

Variable	Mean (s.e.) or %	Range
High Subjective Relative Debt	20.5%
Household Debts ($ thousands)	29.9 (0.77)	0.5 – 250
Calculated Debt-to-asset Ratio	2.5 (0.12)	0.0005 –100
Perceived Stress	4.7 (0.05)	0 – 16
Depressive Symptoms	2.5 (0.04)	0 – 15
General Health	2.3 (0.02)	1 – 5
Systolic Blood Pressure (mmHg)	124.6 (0.22)	74 – 215
Diastolic Blood Pressure (mmHg)	79.0 (0.16)	30 – 147
Age	27.9 (0.11)	24 – 33
Male	47.6%
NH White	70.1%
NH Black	13.3%
NH Other	5.0%
Hispanic	11.6%
Household Income (thousands $)	62.2 (1.03)	2.5 – 150
Household Assets (thousands $)	85.5 (3.2)	2.5 – 1000
Education	14.2 (0.08)	6 – 20
Health insurance (months)	9.2 (0.09)	0 – 12
Own Home	41.1%
N	8400