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. Author manuscript; available in PMC: 2014 Aug 1.
Published in final edited form as: Soc Sci Med. 2013 May 16;91:94–100. doi: 10.1016/j.socscimed.2013.05.009

Table 3.

Unstandardized beta coefficients and (95% confidence intervals) for the association of debt with health outcomes

Model 1 Model 2 Model 3
Total Household Debts
Perceived Stress −0.01 (−0.03, 0.01) 0.01 (−0.00, 0.03) 0.02 (0.01, 0.04)**
Depressive Symptoms −0.00 (−0.02, 0.01) 0.01 (0.00, 0.03)* 0.02 (0.01, 0.04)**
General Health −0.01 (−0.01, −0.00)** 0.00 (−0.00, 0.01) 0.01 (0.00, 0.01)*
SBP −0.05 (−0.13, 0.02) −0.01 (−0.08, 0.06) −0.01 (−0.09, 0.06)
DBP 0.00 (−0.06, 0.06) 0.03 (−0.03, 0.10) 0.04 (−0.02, 0.11)
Calculated Debt-to-Asset Ratio
Perceived Stress 0.03 (0.02, 0.05)** 0.02 (0.01, 0.03)** 0.02 (0.00, 0.03)**
Depressive Symptoms 0.02 (0.01, 0.04)** 0.01 (0.00, 0.03)* 0.01 (0.00, 0.02)*
General Health 0.01 (0.00, 0.01)** 0.00 (0.00, 0.01)* 0.00 (0.00, 0.01)*
SBP −0.04 (−0.10, 0.00) −0.01 (−0.06, 0.03) −0.01 (−0.06, 0.03)
DBP 0.01 (−0.02, 0.04) 0.02 (−0.01, 0.05) 0.02 (−0.01, 0.05)
Subjective Relative Debt
Perceived Stress 1.15 (0.92, 1.38)** 0.83 (0.64, 1.03)** 0.55 (0.34, 0.77)**
Depressive Symptoms 0.72 (0.50, 0.94)** 0.42 (0.23, 0.62)** 0.33 (0.15, 0.53)**
General Health 0.24 (0.17, 0.31)** 0.13 (0.08, 0.19)** 0.10 (0.04, 0.16)**
SBP 0.84 (−0.16, 1.85) 0.83 (−0.13, 1.79) 0.71 (−0.32, 1.75)
DBP 1.21 (0.41, 2.01)** 1.15 (0.33, 1.98)** 1.01 (0.13, 1.91)*

Model 1: unadjusted association between debt and health outcomes

Model 2: Model 1 + all Wave I and Wave III confounders

Model 3: Model 2 + concurrent Wave IV socio-demographic factors