Table 2.
Financial Characteristics among Adults <125 % Federal Poverty Level (FPL) with Continuous Insurance Coverage by Underinsurance Category*
| Fully Insured† | Underinsured | |
|---|---|---|
| Full sample (N = 5,739) | ||
| Number (%) | 4,031 (65.5) | 1,708 (34.5) |
| Mean household income (N = 5,636) | $13,541 (13,066–14,017) | $6,181 (5,772–6,589) |
| Mean out-of-pocket spending on health care for self/family | $121 (111–130) | $1,115 (1,027–1,204) |
| Full year private insurance only (N = 1,805) | ||
| Number (%) | 1,254 (62.3) | 551 (37.7) |
| Mean household income (N = 1,746) | $15,711 (14,921–16,500) | $7,105 (6,447–7,764) |
| Mean out-of-pocket spending on health care for self/family | $186 (166–206) | $1,360 (1203–1516) |
| Full year medicaid only (N = 3,121) | ||
| Number (%) | 2,380 (74.0) | 741 (26.0) |
| Mean household income (N = 3,086) | $12,510 (11,956–13,065) | $4,902 (4,404–5,400) |
| Mean out-of-pocket spending on health care for self/family | $68 (61–74) | $614 (522–706) |
| Full Year Medicare Only (N = 320) | ||
| Number (%) | 115 (34.9) | 205 (65.1) |
| Mean household income (N = 314) | $14,064 (12,858–15,270) | $6,880 ($6,346–7,415) |
| Mean out-of-pocket spending on health care for self/family | $176 (155–197) | $1,873 (1,674–2,072) |
| Full Year Dual Medicaid/Medicare (N = 493) | ||
| Number (%) | 282 (54.9) | 211 (45.1) |
| Mean household income (N = 490) | $9,912 (9,425–10,399) | $6,129 (5,716–6,543) |
| Mean out-of-pocket spending on health care for self/family | $143 (130–155) | $971 (888–1,054) |
*Rao-Scott chi-square p value calculated for categorical variables and student’s T-test p value calculated for continuous variables were all < 0.001
†Data are presented as unadjusted counts (weighted percentage) or mean (95 % confidence interval)