Table 10.
Cumulative Effect of Retiree Health Insurance
| No Coverage | Subsidy | |
|---|---|---|
| Person-Years Worked (58–64) | 10,857.83 | 10,250.80 |
| Difference from No Coverage (%) | - | −5.6% |
| Person-Years Worked (62–64) | 5,280.39 | 4,528.45 |
| Difference from No Coverage (%) | - | −14.2% |
| E(Retirement Age | Working at 57) | 62.34 | 62.10 |
| Difference from No Coverage (months) | - | −2.91 |
Notes: Based on model in Table 5. Expected retirement age calculation is conditional on working at age 57 and assumes all individuals retire by age 65. Person-years worked based on initial workforce of 2,500 57-year olds (top panel) or 61-year-olds (middle panel).