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. Author manuscript; available in PMC: 2014 Aug 1.
Published in final edited form as: J Public Econ. 2013 Apr 29;104:40–51. doi: 10.1016/j.jpubeco.2013.04.007

Table B4.

Eligibility for DB Pension and Retiree Health

Early DB Full DB Retiree Health

Age Ineligible Eligible Ineligible Eligible Ineligible Eligible
40 100.0% 0.0% 100.0% 0.0% 100.0% 0.0%
41 100.0% 0.0% 100.0% 0.0% 100.0% 0.0%
42 100.0% 0.0% 100.0% 0.0% 100.0% 0.0%
43 99.8% 0.2% 99.8% 0.2% 100.0% 0.0%
44 99.7% 0.3% 99.7% 0.3% 100.0% 0.0%
45 99.5% 0.5% 99.5% 0.5% 100.0% 0.0%
46 99.3% 0.7% 99.3% 0.7% 100.0% 0.0%
47 99.0% 1.0% 99.0% 1.0% 99.7% 0.3%
48 98.6% 1.4% 98.6% 1.4% 99.5% 0.5%
49 98.3% 1.7% 98.4% 1.6% 99.3% 0.7%
50 97.3% 2.7% 98.3% 1.7% 86.1% 13.9%
51 97.0% 3.0% 98.1% 1.9% 85.9% 14.1%
52 96.7% 3.3% 98.1% 1.9% 84.8% 15.2%
53 96.4% 3.6% 98.0% 2.0% 84.5% 15.5%
54 96.5% 3.5% 98.1% 1.9% 84.6% 15.4%
55 50.7% 49.3% 96.5% 3.5% 31.5% 68.5%
56 51.1% 48.9% 96.8% 3.2% 31.1% 68.9%
57 52.1% 47.9% 97.1% 2.9% 29.5% 70.5%
58 50.0% 50.0% 96.7% 3.3% 29.6% 70.4%
59 45.8% 54.2% 96.8% 3.2% 29.6% 70.4%
60 40.4% 59.6% 97.0% 3.0% 22.2% 77.8%
61 38.4% 61.6% 97.4% 2.6% 22.1% 77.9%
62 38.2% 61.8% 74.7% 25.3% 21.9% 78.1%
63 37.9% 62.1% 74.9% 25.1% 23.7% 76.3%
64 38.4% 61.6% 75.1% 24.9% 23.8% 76.2%
65 38.4% 61.6% 40.8% 59.2% 24.0% 76.0%
66 39.4% 60.6% 42.4% 57.6% 24.9% 75.1%
67 40.9% 59.1% 44.7% 55.3% 27.2% 72.8%
68 42.6% 57.4% 47.8% 52.2% 28.2% 71.8%
69 42.5% 57.5% 48.7% 51.3% 26.8% 73.2%

Notes: DB Eligibility based on sample of individuals covered by a traditional DB plan. Retiree health eligibility based on sample of individuals whose employers offer pre-65 retiree health benefits. Retiree health eligibility for individuals 65+ based on criteria for individuals under 65.