Table 4.

Multinomial logistic regression for latent class membership of later life work expectations: U.S. Health and Retirement Study (1998–2008)

	Latent class 1a (low expectations for FT work after age 62) OR (95 % CI)	Latent class 3a (high expectations for FT work after age 62) OR (95 % CI)
Men
Age	.87 (.72, 1.05)	.51 (.34, .79)**
Whiteb	.87 (.45, 1.67)	.78 (.24, 2.53)
Less than high school educationc	2.04 (.76, 5.51)	2.11 (.48, 9.22)
High school educationc	2.09 (1.00, 4.02)*	.95 (.35, 2.58)
Separated/divorcedd	1.39 (.57, 3.40)	2.51 (.80, 7.89)
Widowedd	14.22 (1.16, 91.49)*	1.01 (.63, 2.65)
Never marriedd	1.26 (.23, 7.02)	1.19 (.21, 6.64)
Household income (log transformed)	1.35 (.85, 2.14)	.68 (.42, .98)*
Pensionf	2.45 (1.30, 4.63)**	1.28 (.48, 3.43)
Full time work in 1998e	.14 (.05, .36)***	.10 (.04, .28)***
Job tenure (years)	1.04 (1.02, 1.06)***	.96 (.92, .99)*
Women
Age	1.23 (.67, 2.26)	1.40 (.77, 2.50)
Whiteb	2.32 (1.08, 4.97)*	3.57 (1.46, 8.81)**
Less than high school educationc	1.49 (.45, 4.90)	.44 (.11, 1.60)
High school educationc	.89 (.37, 2.16)	.77 (.32, 1.81)
Separated/divorcedd	1.72 (.30, 9.81)	1.88 (.37, 9.36)
Widowedd	1.78 (.18, 17.14)	2.39 (.24, 23.18)
Never marriedd	3.60 (.42, 30.82)	2.61 (.30, 22.56)
Household income (log transformed)	.98 (.70, 1.38)	.83 (.59, 1.17)
Pensionf	.75 (.29, 1.93)	1.15 (.45, 2.92)
Full time work in 1998e	.43 (.17, 1.05)	2.61 (.96, 7.09)
Job tenure (years)	.99 (.96, 1.04)	.96 (.92, .99)*

OR adjusted odds ratio; CI confidence interval; FT full time

^aLatent class 2 (neutral expectations to work full time after age 62) is the reference class

^bReference group is black or other race/ethnicity

^cReference group is college degree or higher

^dReference group is married

^eReference group is part time work in 1998

^fReference group is no pension in 1998

*p < .05; **p < .01 (two-tailed tests)