Table 4.
Two-part model (1. Logit, 2. GLM a ) with OOPP b as dependent variable
| |
Total |
Inpatient |
Outpatient |
||||||
|---|---|---|---|---|---|---|---|---|---|
| Independent variables | Logit OR (SE) | GLM b (SE) | Predict. margin | Logit OR (SE) | GLM b (SE) | Predict. margin | Logit OR (SE) | GLM b (SE) | Predict. margin |
| Male gender |
0.92 |
-0.07 |
-10.37 |
1.28 |
-0.05 |
1.06 |
0.89 |
-0.31** |
-7.23** |
| (Ref.: Female) |
(0.09) |
(0.11) |
(13.27) |
(0.23) |
(0.17) |
(1.37) |
(0.07) |
(0.12) |
(2.51) |
| Private health insurance |
0,29*** |
0.40 |
4.22 |
1.05 |
-0.42 |
-1,76 |
0.18 |
0.56 |
-7-74* |
|
(Ref.: Statutory) |
(0.05) |
(0.23) |
(28.53) |
(0.35) |
(0.30) |
(1.80) |
(0.03) |
(0.32) |
(4.38) |
| Age |
1.00 |
0.01 |
1.29 |
0.99 |
0.02 |
0.07 |
0.98*** |
-0.01 |
-0.34 |
| |
(0.01) |
(0.01) |
(1.04) |
(0.01) |
(0.01) |
(0.11) |
(0.01) |
(0.01) |
(0.20) |
| Education (Ref.: < 10 y.) |
|
|
|
|
|
|
|
|
|
| - 10–11 years |
1.33* |
0.09 |
17.35 |
0.87* |
0.76*** |
4.23 |
1.15 |
0.19 |
5.16 |
| |
(0.17) |
(0.14) |
(17.87) |
(0.21) |
(0.23) |
(2.64) |
(0.12) |
(0.15) |
(3.38) |
| - > 11 years |
1.18 |
-0.00 |
3.92 |
0.61 |
0.43 |
-0.19 |
1.15 |
0.30 |
7.98 |
| |
(0.17) |
(0.16) |
(18.79) |
(0.18) |
(0.28) |
(1.80) |
(0.14) |
(0.17) |
(4.21) |
| Illness level – CIRS-Gc |
1.00 |
0.03* |
3.12* |
1.03* |
0.01 |
0.26 |
0.99 |
0.01 |
0.03 |
| |
(0.01) |
(0.01) |
(1.27) |
(0.02) |
(0.02) |
(0.13) |
(0.01) |
(0.01) |
(0.23) |
| Marital status (Ref: married) |
|
|
|
|
|
|
|
|
|
| - Single |
0.81 |
0.40 |
46.24 |
2.06 |
-0.18 |
2.82 |
0.94 |
-0.70* |
-10.75* |
| |
(0.19) |
(0.31) |
(45.87) |
(0.76) |
(0.35) |
(3.34) |
(0.19) |
(0.31) |
(3.43) |
| - Divorced |
0.87 |
0.08 |
5.72 |
0.98 |
0.06 |
0.19 |
0.86 |
-0.16 |
-4.31 |
| |
(0.15) |
(0.21) |
(23.56) |
(0.36) |
(0.33) |
(2.18) |
(0.13) |
(0.22) |
(3.86) |
| - Widowed |
1.08 |
0.25 |
33.62 |
1.54 |
0.48* |
6.24* |
1.01 |
0.06 |
1.48 |
| |
(0.15) |
(0.15) |
(20.78) |
(0.36) |
(0.22) |
(2.87) |
(0.11) |
(0.16) |
(3.66) |
| Incomed |
1.03 |
0.09** |
11.15** |
1.09 |
-0.04 |
0.25 |
1.07** |
0.12*** |
3.11*** |
| |
(0.03) |
(0.03) |
(3.80) |
(0.05) |
(0.05) |
(0.36) |
(0.02) |
(0.03) |
(0.73) |
| Constant |
|
3.55*** |
|
|
2.84** |
|
|
3.47*** |
|
| |
|
(0.62) |
|
|
(0.95) |
|
|
(0.68) |
|
| N |
3,122 |
3,122 |
3,122 |
3,122 |
3,122 |
3,122 |
3,122 |
3,122 |
3,122 |
| |
|
Medical supplies |
|
|
Dental prostheses |
|
|
Pharmaceuticals |
|
|
Independent variables |
Logit OR (SE) |
GLM b (SE) |
Predict. margin |
Logit OR (SE) |
GLM b (SE) |
Predict. margin |
Logit OR (SE) |
GLM b (SE) |
Predict. margin |
| Male gender |
0.87 |
0.22 |
4.14 |
0.93 |
-0.28 |
-9.06 |
0.99 |
-0.09 |
-2.84 |
|
(Ref.: Female) |
(0.09) |
(0.21) |
(9.08) |
(0.19) |
(0.26) |
(8.65) |
(0.08) |
(0.07) |
(2.41) |
| Private health insurance |
0.63* |
0.11 |
-9.62 |
0.29* |
2.12** |
35.64 |
0.52*** |
0.62*** |
11.84 |
|
(Ref.: Statutory) |
(0.14) |
(0.42) |
(14.51) |
(0.18) |
(0.79) |
(58.06) |
(0.08) |
(0.15) |
(8.96) |
| Age |
1.01 |
-0.00 |
0.19 |
1.03 |
-0.01 |
0.32 |
1.00 |
0.02*** |
0.59* |
| |
(0.01) |
(0.02) |
(0.69) |
(0.02) |
(0.02) |
(0.65) |
(0.01) |
(0.01) |
(0.19) |
| Education (Ref.: < 10 y.) |
|
|
|
|
|
|
|
|
|
| - 10–11 years |
1.01 |
-0.13 |
-4.84 |
1.17 |
0.16 |
9.85 |
1.08 |
-0.03 |
0.64 |
| |
(0.13) |
(0.25) |
(10.20) |
(0.28) |
(0.32) |
(13.47) |
(0.11) |
(0.09) |
(3.20) |
| - > 11 years |
0.87 |
-0.06 |
-6.79 |
0.78 |
-0.21 |
-9.64 |
1.07 |
0.04 |
0.83 |
| |
(0.13) |
(0.30) |
(11.78) |
(0.25) |
(0.40) |
(10.31) |
(0.13) |
(0.10) |
(3.47) |
| Illness level – CIRS-Gc |
1.01 |
-0.02 |
-0.43 |
1.00 |
0.05* |
1.33 |
1.02 |
0.03*** |
0.98* |
| |
(0.01) |
(0.02) |
(0.83) |
(0.02) |
(0.02) |
(0.83) |
(0.01) |
(0.01) |
(0.24) |
| Marital status (Ref: married) |
|
|
|
|
|
|
|
|
|
| - Single |
0.97 |
0.37 |
18.52 |
1.08 |
1.04 |
46.84 |
0.78 |
0.13 |
4.07 |
| |
(0.27) |
(0.66) |
(30.21) |
(0.57) |
(0.67) |
(57.3) |
(0.16) |
(0.19) |
(9.05) |
| - Divorced |
1.15 |
-0.08 |
2.27 |
1.43 |
-0.11 |
5.94 |
0.88 |
0.14 |
2.68 |
| |
(0.21) |
(0.42) |
(13.87) |
(0.49) |
(0.46) |
(15.72) |
(0.13) |
(0.13) |
(4.71) |
| - Widowed |
1.49** |
0.34 |
32.23 |
1.25 |
0.06 |
7.10 |
1.16 |
-0.03 |
1.11 |
| |
(0.19) |
(0.30) |
(17.02) |
(0.31) |
(0.32) |
(11.36) |
(0.13) |
(0.09) |
(3.21) |
| Incomed |
1.02 |
0.07 |
3.69 |
1.06 |
0.08 |
3.60 |
1.02 |
0.05** |
1.74* |
| |
(0.03) |
(0.06) |
(2.43) |
(0.06) |
(0.08) |
(2.66) |
(0.02) |
(0.02) |
(0.69) |
| Constant |
|
5.17*** |
|
|
6.48*** |
|
|
1.51*** |
|
| |
|
(1.21) |
|
|
(1.31) |
|
|
(0.39) |
|
| N | 3,122 | 3,122 | 3,122 | 3,122 | 3,122 | 3,122 | 3,122 | 3,122 | 3,122 |
aGeneralized linear model with log link and gamma distribution bout-of-pocket payments cCumulative Illness Rating Scale for Geriatrics d3-month net income in €1,000 (square root equivalence scale); OR: Odds ratio; SE: Standard error *p < .05 **p < .01 ***p < .001.