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. 2014 Mar 4;5:158. doi: 10.3389/fpsyg.2014.00158

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Copyright © 2014 Prinz, Gründer, Hilgers, Holtemöller and Vernaleken.

This is an open-access article distributed under the terms of the Creative Commons Attribution License (CC BY). The use, distribution or reproduction in other forums is permitted, provided the original author(s) or licensor are credited and that the original publication in this journal is cited, in accordance with accepted academic practice. No use, distribution or reproduction is permitted which does not comply with these terms.

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Model depicting possible influences on risk averse or risk seeking behavior. Personality factors, as well as neurobiological mechanisms, modulate general risk aversion. However, as enlightened by this study, also environmental factors have a high impact on risk aversion. This may be a direct association, but also mediated by economic experiences. Furthermore, economic preoccupations as well as cognitive performance can independently affect the financial decision making process. (Factors and causalities in gray color depict reasonable associations which were, however, not subject to the present investigation.)