Table 2.
Coefficient alpha and factor loading of facets
| Facets | Alpha | Factor loading |
|---|---|---|
| International reputation risks | 0.81 | 0.62 |
| International routine | 0.80 | 0.78 |
| Public voice | 0.79 | 0.80 |
| Public image | 0.82 | 0.60 |
| Legal risks | 0.80 | 0.79 |
| Routine inspection | 0.89 | 0.90 |
| Penalties applied by regulators | 0.92 | 0.82 |
| Market share | 0.87 | 0.60 |
| New product exploitation | 0.79 | 0.64 |
| Credit risks | 0.91 | 0.86 |
| Strong competition | 0.81 | 0.83 |
| Consumer demand | 0.79 | 0.90 |
| Resistance to environmental regulation | 0.82 | 0.58 |
| No plans to build an ERM system | 0.80 | 0.75 |
| Perfunctory environmental assessment regarding clients | 0.87 | 0.63 |
| Considering environmental regulation as additional cost | 0.81 | 0.72 |
| Building preliminary ERM system | 0.85 | 0.68 |
| Effective environmental assessment on clients | 0.83 | 0.69 |
| Investing environment-friendly industries | 0.84 | 0.58 |
| Exploring opportunities of environment-friendly industries | 0.88 | 0.78 |
| Bettering ERM system | 0.79 | 0.78 |
| Systematically and effectively ER management | 0.80 | 0.91 |
| Actively exploring environment-friendly financial products | 0.83 | 0.85 |
| Pursuing sustainable development returns | 0.79 | 0.78 |
ERM environmental risk management