Table 1. Demographic characteristics at 1998 of the HRS cohort sample (n = 8,163).

Characteristic	Sample %
Gender: Female	51.4
Marital Status
Married/Partnered	72.4
Divorced/Separated	10.9
Widowed	13.8
Never Married	3.0
Race/Ethnicity
White	82.0
Black	11.8
Hispanic	4.6
Other	1.6
Education
Less than High School	18.9
High School Graduate	34.9
More than High School	46.3
	Sample Mean (S.D.)
Age (years)	63.8 (8.3)
Number of Chronic Health Conditions (0-7)	1.3 (1.1)
Self-Assessed Health (1 = poor to 5 = excellent)	2.6 (1.0)
Functional Impairment (0 = none to 5 = high)	0.1 (0.5)
Total Net Worth of Assets	362,193 (754,523)

^*Note: sample includes those alive throughout 1998-2006, whose work status was either working or retired at all waves 1998-2006, who did not have any waves of data that were collected by proxy report, and who were born between 1900 and 1947. This included 8,175 individuals, of whom 12 were missing data on other covariates.