Table 4.
Mean Annual Healthcare Costs for Active Employees, Early Retirees, and Their Dependents: 2009 MarketScan Data
| Mean (SD), $ | P value of t-test | ||
|---|---|---|---|
| With CAP | Without CAP | ||
| Active employees and their adult dependents | N = 111,002 | N = 11,439,429 | |
| Age, 18–49 yrs | 15,012 (55,239) | 2937 (12,185) | <.001 |
| Low risk | 7310 (27,194) | 2332 (8674) | <.001 |
| Moderate risk | 26,648 (64,813) | 8843 (21,025) | <.001 |
| High risk | 110,855 (171,476) | 34,899 (69,589) | <.001 |
| Age, 50–64 yrs | 28,942 (73,034) | 5598 (18,307) | <.001 |
| Low risk | 10,657 (38,074) | 3493 (9510) | <.001 |
| Moderate risk | 31,364 (59,447) | 10,657 (22,824) | <.001 |
| High risk | 105,179 (142,409) | 36,007 (66,173) | <.001 |
| Total: age, 18–64 yrs | 20,961 (63,825) | 3783 (14,468) | <.001 |
| Low risk | 8453 (31,378) | 2668 (8940) | <.001 |
| Moderate risk | 29,491 (61,676) | 9904 (22,113) | <.001 |
| High risk | 107,044 (152,586) | 35,595 (67,466) | <.001 |
| Early retirees and their adult dependents | N = 12,918 | N = 938,668 | |
| Total: age, 18–64 yrs | 30,932 (67,794) | 6038 (18,578) | <.001 |
| Low risk | 11,536 (30,919) | 3647 (9855) | <.001 |
| Moderate risk | 31,232 (58,410) | 10,631 (22,099) | <.001 |
| High risk | 89,173 (117,917) | 32,653 (59,491) | <.001 |
CAP indicates community-acquired pneumonia; SD, standard deviation.