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. Author manuscript; available in PMC: 2014 Jun 3.
Published in final edited form as: J Hum Cap. 2013 Winter;7(4):297–339. doi: 10.1086/673207

Appendix Table 2.

Wave to wave percent change in home equity, house value, and mortgage debt (including home equity loans) of HRS households that do not move between the waves.

calculated from means
Interval and education Home Equity House value House debt
1996–1998
< HS 2.94 3.38 6.65
HS 8.67 7.40 0.18
Some college 11.30 8.95 −0.95
College 8.92 5.61 −5.64
1998–2000
< HS −3.40 −2.62 1.86
HS 5.53 4.14 −2.35
Some college 7.58 3.91 −7.65
College 15.28 9.15 −7.14
2000–2002
< HS 14.63 11.76 −3.62
HS 5.11 3.50 −4.25
Some college 4.60 3.06 −2.66
College 21.64 15.18 −5.57
2002–2004
< HS 17.74 15.57 3.05
HS 10.78 9.33 2.09
Some college 21.51 18.62 8.28
College 27.61 22.87 5.04
2004–2006
< HS 14.82 14.34 12.17
HS 16.21 12.73 −1.20
Some college 17.24 14.40 5.80
College 26.95 20.91 1.99
2006–2008
< HS −10.76 −12.83 −22.07
HS −7.95 −7.87 −7.48
Some college −6.85 −7.48 −9.47
College −1.22 −2.30 −6.46