Table 4.

Regression analysis for country (z-standardized) and available money (z-standardized) predicting compulsive buying tendency (overall sum index) without and with P (Moderator)

Variable	B	SE B	β	t	p
Model without moderator
Z-score (country)	-2.61	0.52	-.31	-5.01	<.001
Z-score (available money)	1.21	0.52	.14	2.31	.022
Model with moderator
Z-score (country)	-2.61	0.52	-.31	-5.06	<.001
Z-score (available money)	1.26	0.52	.15	2.41	.017
P (country by available money)	-1.21	0.52	-.15	-2.34	.020

Note: The moderator P is calculated by the multiplication of Z-score (country) and Z-score (available money).