Worcester, Massachusetts	Closed Panel, Federally
	Qualified HMO
Private Membership = 34,000
Reimbursement—Based on ACR		= 91.4 Percent Area Cost in Year 1 = $119.12
		95 Percent AAPCC in Year 2 = $120.19
		95 Percent AAPCC in Year 3 = $144.86
Additional Benefits: —Reduced Deductible and Coinsurance —Preventive Services —Eye exams and One Pair of Eyeglasses —Prescriptions with $1 Copayment (Years 1 and 2); $2 (Year 3) —Unlimited Hospital Days
Premium	—$7.50 per Member (Years 1 and 2); $15 (Year 3)
Marketing	—Dual Choice for Medicare Supplemental Policyholders, Meetings, Mailings
Enrollment	—5,600 Beneficiaries
	Open Enrollment—	February-March 1980
		September 1980-January 1981
		September-November 1981
	10 Percent Penetration