Table 9. Percent of Control Families Reimbursement Insurance Correctly Reporting Out-of-Pocket Payments for Medical Bills.
| Percent Correct by Share Plan Pays For Expenditure | Sample Sizes | ||||||||
|---|---|---|---|---|---|---|---|---|---|
|
| |||||||||
| 100% (a) | Part (B) | 0% (C) | Not Covered (D) | A | B | C | D | ||
| Initial Expenditure | |||||||||
| $ 100 Hospital | 75 | 36 | 72 | — | 332 | 59 | 6 | — | |
| $ 10 Doctor | — | 73 | — | 84 | 88 | 44 | 4 | 327 | 22 |
| $ 10 Drug | — | 64 | — | 81 | 83 | 36 | 8 | 332 | 21 |
| $100 Psychiatric | 49 | 51 | 54 | 57 | 56 | 33 | 204 | 104 | |
| $ 10 Dental | 51 | 21 | 84 | 91 | 34 | 11 | 22 | 303 | |
| Expenditure after $4,000 Hospital Bill | |||||||||
| $ 100 Hospital | 74 | 37 | 02 | — | 316 | 55 | 26 | — | |
| $ 10 Doctor | 59 | 24 | 77 | 82 | 56 | 31 | 288 | 22 | |
| $ 10 Drug | 54 | 25 | 78 | 79 | 44 | 38 | 294 | 21 | |
| $ 100 Psychiatric | 32 | 23 | 56 | 54 | 56 | 58 | 179 | 104 | |
| $ 10 Dental | 40 | 5 | 91 | 92 | 34 | 17 | 16 | 303 | |
1
Percentages adjusted for differences between groups in other characteristics. See text for explanation. An answer is considered to be correct if the percentage the family reports it would pay is within 10 percentage points of the actual share.
2
The families who receive no reimbursement for the $100 hospital bill, after incurring a previous $4,000 bill, have exceeded plan maximums. Apparently families do not have knowledge of these limits.