. 2014 Nov;12(6):542–549. doi: 10.1370/afm.1697

Table 2.

Multivariate Odds of Practicing Primary Care or Family Medicine by Type of Loan

Characteristic	Practicing Primary Care, Odds Ratio				Practicing Family Medicine, Odds Ratio

	All (Model 1) (N = 136,232)	All (Model 2) (N = 136,232)	Public (n = 84,739)	Private (n = 51,493)	All (Model 1) (N = 136,232)	All (Model 2) (N = 136,232)	Public (n = 84,739)	Private (n = 51,493)
Type of loan
Loan not based on parents’ income (ref)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Perkins/Disadvantaged Student Loans	1.09^a	1.12^a	1.12^a	1.02	1.11^a	1.20^a	1.11^a	1.07
Health Professions Student Loans	1.18^a	1.21^a	1.16^a	1.21^a	1.28^a	1.35^a	1.19^a	1.54^a
Debt category
None	0.78^a	0.76^a	0.79^a	0.83^b	0.69^a	0.65^a	0.67^a	0.91
$1,000–$50,000	0.89^a	0.89^a	0.90^a	0.88^a	0.87^a	0.87^a	0.87^a	0.91
$50,001–$100,000 (ref)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
$100,001–$150,000	0.96^a	0.92^a	0.94^a	1.02	0.99	0.91^a	0.99	1.04
$150,001–$200,000	0.97	0.85^a	0.89^a	1.04	1.06	0.76^a	0.97	1.15^a
≥$200,001	0.95	0.80^a	0.84^b	0.99	1.05	0.66^a	0.89	1.11
Graduation era
1988–1992 (ref)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
1993–1996	1.29^a	1.31^a	1.30^a	1.29^a	1.32^a	1.36^a	1.29^a	1.42^a
1997–2000	1.76^a	1.83^a	1.93^a	1.58^a	1.99^a	2.21^a	1.83^a	2.44^a
Demographics
Married at graduation	1.25^a	1.27^a	1.26^a	1.22^a	1.51^a	1.58^a	1.51^a	1.52^a
Male	0.49^a	0.49^a	0.50^a	0.46^a	0.78^a	0.79^a	0.81^a	0.71^a
Born in rural county	1.46^a	1.53^a	1.55^a	0.98	1.95^a	2.16^a	2.00^a	1.45
Age at graduation (per year)	1.02^a	1.02^a	1.02^a	1.02^a	1.04^a	1.04^a	1.04^a	1.05^a
Medical school
Rural	1.40^a	1.20^b	–	–	1.67^a	1.06	–	–
Public	1.30^a	–	–	–	2.05^a	–	–	–
NHSC scholarship	5.83^a	5.35^a	5.50^a	6.15^a	5.44^a	4.26^a	4.53^a	6.25^a
Community based	1.28^a	1.36^a	1.31^a	1.08	1.37^a	1.59^a	1.43^a	0.99

NHSC = National Health Service Corps; ref = reference group.

Notes: Multivariate logistic regression analyses. All variables listed were included. Model 1 controlled for public school attendance; model 2 did not.

P <. 01.

P <. 05.