Table 3.

Attributes at Gamble Response 1992 – 2002

Percent	1992–2002
Male	42.9
Black	14.7
Hispanic	7.5
High School Drop Out	22.0
H.S. Grad / Some College	57.2
College / Post Graduate	20.8
Job Displacement
Prior to Response	24.7
After Response	12.9
Health Condition
Prior to Response	22.0
After Response	16.8
Married
Current Status	78.9
Change in Panel	13.5
Mean (Std. Dev.)
Age	56.9 (4.5)
Fraction Exact Probability
Individual Panel Average	0.41 (0.18)
Current – Panel Average	0.04 (0.16)
Log of Income
Individual Panel Average	10.9 (0.8)
Current – Panel Average	−0.04 (0.47)
Log of Wealth (Positive)
Individual Panel Average	11.5 (2.5)
Current – Panel Average	−0.15 (0.75)
Responses	18,625

NOTE: Author’s unweighted tabulations are from HRS public access data files and Rand HRS (Version F) data set. The sample includes 12,003 individuals. A job displacement is a job ending with a firm closure or layoff. A health condition includes heart disease, stroke, cancer, and lung disease. Fraction exact probability is the fraction of subjective probability questions to which the respondent gave a non-focal answer (not 0, 50, or 100). Wealth is the total household net worth and income is the total income of the respondent and spouse. Both variables are from the RAND HRS data and include imputations.