Exhibit 3.

Odds of Expecting to Need Long-Term Supports and Services, By Respondents’ Characteristics

	Odds ratio
	Unadjusted model	Fully adjusted model
Living arrangement
With spouse only	Ref	Ref
Alone	1.07	0.96
With spouse and minor children only	0.64****	0.85**
With minor children only	0.67****	0.84***
With extended family members or unrelated others	0.92	0.96
Sex and age
Female		1.10**
Age		1.01****
Race or ethnicity
White		Ref
Black or African American		0.89*
Hispanic		0.98
Asian or other		0.75***
	1.00
High school degree		Ref
Less than high school degree		1.07
Some college		1.02
Four-year college degree or more		1.23****
Employment status
Employed		0.96
	1.96****
	1.65****
	2.08****
	1.98****

Source/Notes: SOURCE Authors’ analysis of data from the 2012 National Health Interview Survey. NOTES Analyses were weighted to approximate nationally representative estimates. The sample consisted of 11,796 respondents; the population was 34,480,308. The F-statistics are 22.97 for the unadjusted model and 48.71 for the fully adjusted model (both p < 0.001). “Spouse” means spouse or partner. “Children” means child or children.“Serious psychological distress,” “activity limitation,” and “close relative” are defined in the text. LTSS is long-term services and supports.

^**p < 0.05

^***p < 0.01

^****p < 0.001