Table 2.
Simulated* Impact on Newly Insured
| Public Dental Insurance | Private Dental Insurance | ||||
|---|---|---|---|---|---|
| Total† | No Presimulation Dental Use | Presimulation Dental Use | No Presimulation Dental Use | Presimulation Dental Use | |
| Population (1,000's) | 33,306 | 4,788 | 2,429 | 10,236 | 15,763 |
| Percent with dental use | 77.5 [54.6] | 40.2 [0] | 100 [100] | 55.3 [0] | 100 [100] |
| Total dental expenditure ($millions) | 60,959 [28,145] | 1,684 [0] | 8,641 [2,934] | 3,987 [0] | 46,647 [25,211] |
| Mean dental expense per person with expense ($) | 2,036 [845] | 875 [0] | 3,664 [1,208] | 705 [0] | 3,009 [1,599] |
| Mean third-party payment per person with expense ($) | 1,254 [0] | 772 [0] | 2,917 [0] | 460 [0] | 1,664 [0] |
| Mean out-of- pocket payment per person with expense($) | 799 [845] | 103 [0] | 978 [1,208] | 245 [0] | 1,345 [1,599] |
Simulated Impact of Dental Insurance on Newly Insured Americans 55 and Older by Type of Coverage and Presimulation Dental Use, 2-year Estimates (2013–2015) [Presimulation Values in Brackets]. Based on a sample of 14,188 persons from the 2008 HRS who were 55 and older, with positive-valued weights, and without any missing data. The sample was calibrated to Census estimates of the civilian, noninstitutionalized population as of July 2008 by age and sex [23] and then projected to 2015 based on Census projections of the resident population of the U.S. between 2008 and 2015 by age and sex [24]. Dental expenses in 2015 are in real 2008 dollar values. See the Methods section above. The all items CPI-U increased at an annual average rate of 1.023% between July 2008 and July 2012 (Bureau of Labor Statistics 2012). Extrapolating this rate to July 2015 converts real 2015 dollars in our tables to nominal 2015 values by a factor of 1.073846 or by almost 7.4%. Rounding accounts for any sums not equal to totals.
Any differences between values in this column from estimates in the text derived from Table1 are due to rounding.