Table 2.

Relative Risk (95% Confidence Intervals) for the Simple and Multivariable Association Between Financial Hardship and Low Health Self-Efficacy

	Model 1	Model 2	Model 3
Financial Hardship	3.34** (1.50, 7.43)	2.91* (1.24, 6.83)	2.27 (.97, 5.34)

^**p<.01;

^*p<.05

Model 1: Simple model with primary exposure (financial hardship) and outcome (health self-efficacy)

Model 2: Model 1 + socio-demographic characteristics (age, marital status, educational attainment, income, insurance status)

Model 3: Model 2 + unmet medical need due to cost