Table 4.
Predictor variable | β(SE) | t value |
---|---|---|
Constant | 4.95(.76) | 6.5*** |
Sociodemographic characteristics | ||
Age | –.18(.03) | –5.9*** |
Gender (female) | –.42(.08) | –5.4*** |
Double orphan | –.12(.10) | –1.2 |
No.of children in household | .03.02) | 1.8 |
Biological parent | –.14(.10) | –1 3 |
Grandparent(s) | –.09(.09) | –.94 |
Psychosocial and family processes predictors | ||
Care about future self | .20(.07) | 2.9** |
Likeness for future self | .24(.09) | 2.7** |
Self-concept | .003(.004) | .62 |
Hopelessness | –.05(.01) | –3.5*** |
Depression | .001(.007) | .12 |
Family cohesion | .01(.006) | 2.01* |
School satisfaction | .03(.01) | 2.2* |
Talked to caregiver about school work | .49(.11) | 4.5*** |
Economic predictors/preferences | ||
Knowledge of caregiver's savings | .00(.00) | 2.34* |
Confidence level to save for a specific goal | –.01(.009) | –1.6 |
Family assets | –.02(.01) | –1.9* |
Availability of basic needs | 0.1(.03) | .49 |
R 2 | .139 | |
Adjusted R2 | .128 | |
F | 12.47*** |
p≤.05
p≤.01
p≤.001