Table 1.

Correlation matrix for the study variables.

	1	2	3	4	5	6	7	8	9	10	11	12
1. Allostatic load	——
2. Substance use	−.003	——
3. Neighborhood poverty	.040	.015	——
4. College attendance	−.078†	−.123**	−.047	——
5. Percentage of African American residents	−.029	−.010	.426**	.046	——
6. SES-related risk	.042	−.049	.142**	−.248**	.012	——
7. Males	.192**	.186**	.014	−.152**	−.002	.002	——
8. Number of hours employed	.029	.032	−.007	−.092†	−.078†	−.079†	−.090†	——
9. Financial stress	−.050	.064	−.052	−.081†	.026	.049	−.012	.053	——
10. Racial discrimination	−.058	.214**	−.085†	.033	−.102*	−.103*	.016	.109*	.122**	——
11. Primary caregivers college attendance	−.061	.011	−.112*	.230**	.043	−.564**	.017	.020	−.120*	.060	——
12. Living with families	.050	.041	−.026	−.377**	−.101*	.017	.080†	.096*	.052	.030	−.007	——

^**p ≤ .01;

^*p ≤.05;

^†p<.10 (two-tailed tests); N = 452