Table 4.

Average marginal effects of the significant probit model estimates

Dependent Variable = 1, has CHE at 10 % of consumption expenditure, 0 otherwise
Determinants	dy/dx	Standard error
Household living standards: ref (1: poorest)
2.quintile_c	−0.0444	(0.0306)
3.quintile_c	−0.0935***	(0.0283)
4.quintile_c	−0.115***	(0.0291)
Household size	−0.0110***	(0.00269)
Female household head (ref: male)	−0.210**	(0.0783)
Education of household head (ref: no education)	0.0522*	(0.0213)
Bednet use (ref: household uses untreated net)
Treated bednet use < 6 months	0.0594	(0.0305)
Treated bednet use > 6 months	0.110*	(0.0497)
No bednet	0.0358	(0.0253)
Proportion of households with informal financing	−0.0966***	(0.0188)

Standard errors in parentheses

NGHPS data, 2010 (urban elderly households sample)

*p < 0.05 **p < 0.01 ***p < 0.001