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. Author manuscript; available in PMC: 2015 Oct 1.
Published in final edited form as: J Adolesc Health. 2015 Aug 11;57(4):425–432. doi: 10.1016/j.jadohealth.2015.06.011

Table 5.

Mediation effect of adolescent’s saving

Beck Hopelessness Scale Tennessee Self-Concept Scale Adolescent's confidence in educational plans
Reported saving Reported amount saved Reported saving Reported amount
saved 		Reported saving Reported amount saved
B coef 95% CI B coef 95% CI B coef 95% CI B coef 95% CI OR 95% CI OR 95% CI
Change in
mediator from
Wave 1 to Wave 2		 0.19 [−0.2; 0.6] 0.01 [−0.0; 0.0] 0.21 [−1.4; 1.8] 0.00 [−0.1; 0.1] 0.93 [0.73; 1.18] 0.99 [0.97; 1.01]
Marginal
intervention effect
at Wave 3		 −1.43*** [−2.2; −0.7] −1.49*** [−2.2; −0.7] 2.65 [−0.1; 5.4] 2.92* [0.2; 5.6] 2.29** [1.29; 4.08] 2.39** [1.35; 4.22]
Adolescent's age 0.15 [−0.0; 0.3] 0.14 [−0.0; 0.3] −0.87** [−1.5; −0.2] −0.85** [−1.5; −0.2] 1.08 [0.97; 1.19] 1.09 [0.99; 1.20]
Adolescent's
gender (base:
male)		 −0.80** [−1.3; −0.3] −0.80** [−1.3; −0.3] 1.26 [−0.4; 2.9] 1.27 [−0.3; 2.8] 1.00 [0.77; 1.30] 1.02 [0.79; 1.32]
Family cohesion −0.40 [−0.9; 0.0] −0.44 [−0.9; 0.0] 4.97*** [3.5; 6.5] 5.01*** [3.5; 6.5] 1.09 [0.85; 1.39] 1.09 [0.86; 1.39]
School fixed
effects
   School 1 0.99 [−0.2; 2.2] 0.78 [−0.3; 1.9] −1.31 [−5.6; 3.0] −0.60 [−4.8; 3.6] 0.99 [0.51; 1.89] 1.08 [0.57; 2.06]
   School 2 0.14 [−0.7; 1.0] −0.03 [−0.8; 0.8] −0.33 [−3.1; 2.4] −0.28 [−2.9; 2.4] 1.93* [1.14; 3.27] 2.04** [1.21; 3.42]
   School 3 0.06 [−0.8; 0.9] −0.11 [−1.0; 0.7] 0.22 [−2.8; 3.2] 0.25 [−2.7; 3.2] 1.55 [0.94; 2.54] 1.62 [0.99; 2.63]
   School 4 −0.04 [−1.3; 1.2] −0.24 [−1.5; 1.0] 0.65 [−3.1; 4.4] 1.23 [−2.5; 5.0] 0.94 [0.58; 1.52] 0.99 [0.62; 1.59]
   School 6 0.82 [−0.1; 1.7] 0.82 [−0.1; 1.7] −4.45* [−8.0; −0.9] −4.14* [−7.6; −0.7] 0.51* [0.30; 0.87] 0.53* [0.31; 0.90]
   School 7 1.42* [0.3; 2.6] 1.38* [0.3; 2.5] −6.24** [−10.0; −2.5] −6.36*** [−9.9; −2.8] 0.41** [0.24; 0.70] 0.44** [0.26; 0.74]
   School 8 1.16 [−0.0; 2.3] 1.16 [−0.0; 2.3] −3.60 [−7.3; 0.1] −3.55 [−7.3; 0.2] 0.57 [0.32; 1.01] 0.58 [0.33; 1.02]
   School 9 0.59 [−0.3; 1.5] 0.48 [−0.5; 1.4] −4.10* [−7.4; −0.8] −3.96* [−7.2; −0.7] 0.99 [0.59; 1.68] 0.99 [0.59; 1.68]
Constant 4.42** [1.3; 7.6] 4.63** [1.5; 7.7] 74.46*** [63.2; 85.7] 74.15*** [63.1; 85.2] 0.84 [0.15; 4.84] 0.69 [0.12; 3.86]
Observations 965 994 965 994 843 859
Number of
adolescent ID		 330 346 330 346 324 337
***

p<0.001,

**

p<0.01,

*

p<0.05.

Boldface type indicates statistically significant results.